Full-Time Nanny Guide: Hours, Duties & What to Expect | Beverly

Full-Time Nanny Guide: Hours, Duties & What to Expect

Updated February 22, 2026 · 10 min read

A full-time nanny is the backbone of childcare for millions of American families. Unlike daycare centers with fixed ratios and rigid schedules, a full-time nanny provides dedicated, one-on-one (or one-on-few) care in your own home, on your schedule. But "full-time" means different things to different families, and the gap between expectations and reality is where most nanny relationships break down.

This guide covers everything you need to know before hiring a full-time nanny: standard hours, the complete scope of duties, realistic cost expectations, benefits you should offer, and the practical steps to make the arrangement work long-term. If you are still evaluating whether full-time is the right fit, start with our complete guide to nanny types for a side-by-side comparison of every option.

Key Takeaway

A full-time nanny typically works 40-55 hours per week and costs $45,000-$80,000+ annually when you include taxes and benefits. The arrangement works best for dual-income families with children under school age who need consistent, personalized care on a predictable schedule.

What "Full-Time" Actually Means: Hours and Scheduling

Full-time nanny positions generally range from 40 to 55 hours per week, spread across four or five days. The most common schedule mirrors the parents' workdays: Monday through Friday, 7:00 or 8:00 a.m. to 5:00 or 6:00 p.m. Some families need a four-day, ten-hour-per-day schedule. Others require a split that includes one weekend day.

Whatever your schedule, two things matter from the start:

  1. Overtime is legally required. Under the Fair Labor Standards Act, hours worked beyond 40 in a workweek must be compensated at 1.5 times the regular hourly rate. Some states have daily overtime thresholds as well (California, for instance, requires overtime after 9 hours in a single day for domestic workers). If your nanny regularly works 50-hour weeks, those extra 10 hours at time-and-a-half add up quickly — an additional $270 to $450 per week at typical rates.
  2. Guaranteed hours protect both parties. If you come home early or cancel a day because of a schedule change, the nanny should still be paid for the hours originally agreed upon. Guaranteed hours give your nanny income stability and prevent them from seeking supplemental work that could conflict with your schedule. In exchange, you get priority claim on their availability.

Sample Full-Time Nanny Schedule

Day Hours Key Activities
Monday 7:30 AM - 5:30 PM (10 hrs) Morning routine, preschool drop-off, toddler care, pickup, afternoon activities
Tuesday 7:30 AM - 5:30 PM (10 hrs) Music class, park outing, nap management, meal prep
Wednesday 7:30 AM - 5:30 PM (10 hrs) Library story time, art projects, pediatrician appointment
Thursday 7:30 AM - 5:30 PM (10 hrs) Swim class, playdate, grocery run for kids' food
Friday 7:30 AM - 5:30 PM (10 hrs) Nature walk, sensory play, weekly nursery cleanup
Total 50 hours 40 regular + 10 overtime hours

The Full Scope of Full-Time Nanny Duties

A full-time nanny's job goes far beyond watching children. Professional nannies are childcare experts who actively support your child's development, health, and daily routine. Here is a realistic breakdown of what falls within standard duties and what constitutes additional responsibilities.

Standard Duties (Included in Base Pay)

Additional Duties (Negotiate and Compensate Separately)

If you want a nanny who also handles family-wide household management, you are describing a nanny-housekeeper hybrid role. This is a legitimate position, but it commands higher pay — typically $2 to $5 more per hour above standard nanny rates — and should be clearly defined in your hiring process.

Full-Time Nanny Costs: The Complete Picture

Understanding full-time nanny costs requires looking beyond the hourly rate. Here is how the numbers break down for a realistic scenario in a mid-to-high-cost metro area.

Cost Component Amount Notes
Gross wages (50 hrs/wk @ $25/hr + OT) $71,500/year 40 regular + 10 OT hours per week
Employer payroll taxes (~10%) $7,150/year Social Security, Medicare, unemployment
Workers' compensation insurance $500-$1,500/year Varies by state
Paid time off (2 weeks vacation + holidays) $3,000-$4,000/year Paid but not worked
Health insurance stipend (optional) $1,800-$3,600/year $150-$300/month
Year-end bonus (customary) $1,400-$2,800 One to two weeks' gross pay
Total Annual Cost $85,000-$91,000 For this scenario

In lower-cost markets (suburban Midwest, Southeast), a full-time nanny at $18-$20 per hour with 45-hour weeks may total $50,000-$60,000 annually all-in. In premium markets (Manhattan, Bay Area), $30+/hour rates push the total well above $100,000. For a detailed cost analysis by market, see our full-time nanny cost breakdown.

Full-Time vs. Part-Time: Making the Right Choice

The decision between full-time and part-time nanny care often comes down to coverage needs and budget constraints. Here is a quick comparison:

Factor Full-Time (40-55 hrs) Part-Time (15-34 hrs)
Best for Both parents working full-time WFH parents, school-age kids
Schedule flexibility Consistent daily coverage Targeted hours/days
Annual cost (all-in) $45,000 - $100,000+ $20,000 - $45,000
Candidate pool Larger (most nannies prefer full-time) Smaller (many supplement with second family)
Nanny retention Higher (income stability) Lower (may leave for full-time offers)

If you are somewhere in the middle — needing 30 to 38 hours per week — consider structuring it as a full-time position at the lower end rather than pushing a part-time nanny to the upper limit. This gives you access to a stronger candidate pool and better retention.

Full-Time vs. Live-In: When On-Site Makes Sense

Some families considering full-time care also evaluate live-in arrangements. A live-in nanny provides the same core care but with added flexibility for early mornings, late nights, and occasional weekend coverage. The trade-off is that you need dedicated living space and must navigate the boundaries of sharing your home with an employee. If your work schedule is unpredictable or you travel frequently, a live-in arrangement may provide better coverage than a standard full-time live-out nanny.

Benefits That Attract and Retain Top Full-Time Nannies

Full-time nanny positions are competitive, and experienced caregivers evaluate potential families based on the total compensation package — not just the hourly rate. Here is what competitive families offer:

Setting Up for Success: The First 90 Days

The first three months of a full-time nanny arrangement are critical. Here is a practical roadmap:

  1. Week 1 (Overlap): Spend one to three days with the nanny and your children together. Walk through the daily routine, demonstrate your child's cues and preferences, introduce the neighborhood, and tour the house including where supplies, medications, and emergency information are stored.
  2. Weeks 2-4 (Transition): Leave for increasing periods. Start with a half-day away, then a full day, then a full week. Check in via text or a shared app (like a daily log), but resist the urge to micromanage. Give your nanny space to develop their own rhythm with your children.
  3. Month 2 (Calibration): Schedule a sit-down check-in. Discuss what is working, what needs adjustment, and any evolving needs. This is the time to refine the schedule, clarify duties, and address minor issues before they become entrenched habits.
  4. Month 3 (Review): Conduct a formal performance review. Confirm the arrangement is working for both sides, discuss any schedule or duty modifications, and finalize any trial-period provisions from the original contract.

Common Mistakes Families Make with Full-Time Nannies

Frequently Asked Questions

How many hours per week does a full-time nanny work?
A full-time nanny typically works 40 to 55 hours per week, spread across four or five days. The most common schedule is Monday through Friday, roughly 7 or 8 a.m. to 5 or 6 p.m. Hours above 40 per week must be compensated at 1.5 times the regular hourly rate under federal overtime law (with limited exceptions for live-in employees in some states).
What duties should a full-time nanny handle?
Core duties include all child-related care: feeding, diaper changes, nap routines, educational play, school transportation, homework help, and managing extracurricular schedules. Most full-time nannies also handle child-related household tasks such as children's laundry, meal preparation for kids, tidying play areas, and maintaining the nursery. Additional household duties like family cooking, errands, or pet care should be negotiated and compensated separately.
How much does a full-time nanny cost per year?
A full-time nanny in the United States typically costs $37,000 to $65,000+ per year in gross wages, depending on location, experience, and number of children. When you add employer payroll taxes (approximately 10%), workers' compensation insurance, paid time off, and potential benefits like health insurance stipends, the total annual cost is usually $45,000 to $80,000+. Major metro areas like New York, San Francisco, and Boston tend to be at the higher end.
Should I offer benefits to a full-time nanny?
Yes. Competitive benefits are essential for attracting and retaining quality full-time nannies. Standard benefits include 5-10 paid vacation days per year, 3-5 paid sick days, paid federal holidays (or a holiday pay arrangement), and guaranteed hours. Many families also offer a health insurance stipend ($100-$300/month), annual raises, a year-end bonus (one to two weeks' pay is customary), and professional development support.

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